What You Should Know about Editorial Services
Editorial services have become in demand these days, thanks to the popularity of the Internet. If you browse the Web, you can find numerous editing firms and freelance editors competing for the attention of potential clients. Aware of the importance of having your written work checked by a professional, you scour the Internet for a reputable editor that can help turn your manuscript from plain to great. But with the many choices available, you will find it a bit tricky to choose the editor that can meet your needs.
Before you begin your hunt for the right editor, you must first know the distinction between copyediting and proofreading. Confusion and misunderstanding often arise between editing firms and clients because the latter often say they need proofreading service when in fact they meant copyediting.
Proofreading is a basic check of a document or manuscript before it goes to publication. The job entails comparing the original and edited versions of a document to make sure that the necessary corrections have been made. A proofreader also changes the grammatical and typographical errors that have been missed out in the copyediting stage. The consistency of fonts, layout, and pagination is also checked in the proofreading phase.
Copyediting, on the other hand, is a broader and more complicated type of editorial service. The job includes proofreading along with other tasks. It involves a more thorough review of a document to spot errors in terms of style, grammar, reference citations, word choice, and textual structure. A copyeditor does the following: give advice to improve grammar and make writing more coherent and logical, fact checking, making text more compelling, making sentences more concise, make style and formatting consistent, among many others.
When you talk to a potential editor, you and the other party must agree to the services that you need to make your writing project effective and of excellent quality.
Now, your next concern is to determine the qualities you must look for in an editor and the services he offers. Keep in mind that a good editor must deliver quality work that is right on target. That means an editor should have a sharp eye for any mistake in terms of typos, grammar errors, and misspellings. A competent editor must be also knowledgeable of how to make a text flow logically and smoothly from start to finish.
The price is also an important factor to consider when choosing an editing firm or a freelance editor. Of course, the rates that your chosen editor charges must fit your budget. If you cannot afford it, then look for others. To lower your expenses, you may also choose only the services that you really need.
You must have a good working relationship with the editor because you will spend a considerable time working with that person and using his editorial services. If there are lots of conflicts between you and the editor, you are less likely to finish your writing project on time. Worse, the quality of your work may suffer.
What to Look for in an Editing Company Offering Editorial
What to Look for in an Editing Company Offering Editorial Services
Hiring an editor to check your written work is a sound investment, especially if you aspire to be a successful book author. You need someone who has the knack for spotting errors and inconsistencies in your manuscript, so you will not encounter any trouble when your work is sent to the publishing house; more so if it has already been published. If your published work has a lot of glaring errors, then you are likely to lose your target readers. As a result, all your effort and money spent in completing your book will be in vain. Therefore, the importance of editorial services offered by an editing company can never be underestimated.
Looking for editing services to improve your written work? Consider the following qualities to make sure you pick the best editor that can help you create a more professional and error-free masterpiece.
1. Experience How much experience does the editor has in terms of writing, editing, and proofreading? Find out if a certain editor has enough experience in the genre you are writing about. Research about his previous jobs or projects he was involved with. If your work is a science fiction, then consider someone with more than two years of experience in writing, editing, and proofreading stories of the same genre. Ask for samplesyou can request for an edited and raw copy and compare them against each other to assess the abilities of the editor.
2. Credentials Check if the editor has a lot of qualifications tucked under his belt. Take note of the trainings and courses the editor has attendedthese will show you how much effort the editor has exerted to improve his editing skills.
3. Types of services offered to clients An editing company may be the one of the best in the industry, but its services may not suit your needs. Look for an editorial service provider that offers what you exactly need for your manuscript. The following are the most common services offered by different editing companies and freelance editors:
Proofreading This involves checking a written material for typographical and grammatical errors. You may want to have all your errors automatically corrected or have them simply listed or highlighted so that you do the changes on your own.
Publishing assistance The main goal of this service is to get your book published. An editing company or freelance editor can help you by giving suggestions, making a proposal for your book, finding a publishing agent, and looking for the best publisher.
Ghostwriting Of all the services, this involves the most work, and of course, money. If you are not confident yet about your writing ability or have no time to write a novel, you can pitch in your story idea or outline. Then a ghost writer will do the entire writing job for you. You will still have the sole credit for the book.
4. How long the revisions or corrections will take Of course, you want an editorial service provider that can complete the job at the soonest time possible. This will save you on costs, especially if will pay at an hourly rate.
5. Cost of the editorial services Are the services reasonably priced? Determine how much is charged for everything before you choose an editor for your manuscript.
What to Expect from Editorial Services?
Are you considering hiring a professional or freelance editor for your manuscript or research paper? If you need to publish your output, there is definitely a need for professional editorial services. Whether you are publishing a term paper, a research output, a manuscript, a dissertation, journal articles, textbooks, instructional materials, or reports, it would be of great help if you would hire editorial services of a reliable and seasoned editor who is well-versed and exposed to your industry or field of study.
What could you expect from editorial services rendered by freelance or professional editors? First, the services should cover copyediting of the document. The editor must make a more intensive review of the document. This is to make an appropriate check for any style, grammar, and typographical error. There is also a need to find cumbersome sentences, incomplete reference citations, and internal consistency. Expect the editor to return to you a copy of the printed document you gave him with markings about suggested changes and corrections.
Second, expect to attain structural or substantive editing of the document. This is more helpful for clients who are not confident enough with their level of English expression and usage. The level of editing used for this service encompasses copyediting and proofreading. Moreover, structural and substantive editing also addresses any deficit in sequencing, presentation, wordiness, repetition of points, and insertion of transitional words. In other words, the paper would be further enhanced for clarity, cohesion, and accuracy.
Third, editorial services rendered by professional and freelance editors would take care of formatting issues. The paper should be adhering to the specific format required. The format should follow prescribed publisher and university guidelines. AP and MLA styles are recommended. This aspect facilitates the establishment of a visually consistent written output with proper attention given to page layout, headings, referencing style, and tables. The editor, as mentioned, should return two copies of the paper back to the client. One copy is the original document while the other is a similar copy with the markings of the changes made. The editor is expecting the author-client to contest any of the errors identified or changes made.
Proofreading is not missed on any editorial service rendered by editors. It should be conducted before the edited document is printed or published. It involves comparing the two copies of the document (an original and a revised version). This is to check for the last time if the required changes have been made. The proofreading task should also check for consistency of layout (heading styles, fonts, page numbers, and captions).
Some editors offer editorial services that cover annotated bibliographies, research proposals, handbooks, design manuals, written reports, summarizations of journal articles, information researches, and research presentations. There are many professional and freelance editors who render such services. You could find and hire them through the Internet. You may also find them through referrals from your colleagues and friends. Give the editor you hire enough time to do the job.
What Can You Expect from Editorial Services?
As a writer, it is a wise move to approach an editor and avail of editorial services to improve your ability to write as clearly as possible. The kind of editorial service you need depends on how confident you are of your writing skills. If you think you do a good job in expressing your ideas clearly, then you can go straight to copyediting or proofreading. But if you need more guidance before you proceed to writing, you may benefit from availing of specialized services.
What to expect for your money? If you are using a copyediting or proofreading service, you are paying for a clean, error-free text. On the other hand, you pay for the talent and experience of the editor if you avail of certain services such as educative editing, line editing, or substantive editing. The amount you will be charged also depends on one of the following: rates per word or page, rates per hour, and contract prices.
Before you use the services offered by an editing firm or a freelance editor, you will need to agree on the terms. Most editors require advance payments for their services. But before you pay in advance, you must first ask for a target completion date of your order.
In addition, some editors allow an unlimited number of queries about their feedback on your work, while others charge a certain amount for every query. Be sure you know such conditions before you use the services of an editor.
To know if an editor is worth your trust, check if he offers a free sample edit. This involves having your work checked by the editor for free. Aside from gauging how well the editor improves a written material, a sample edit will also let you know the kind of working relationship you will have with the editor.
When you approach an editor for the first time, he or she will ask you several questions. It pays to anticipate the questions before consulting an editor so that you can get the best deal. Here are some of things that editors may ask you about:
The number of writers who worked on the document
The number of words or pages
The purpose of the writing project
Your expected completion date for editing
The types of services you need (e.g. substantive editing, copyediting, proofreading, etc.)
Whether you opt for the proposed corrections be made on a hard or soft copy or made in a word processor using the Track Changes feature
The platform and version of the software you use if you prefer the changes to be made in an electronic file
If you prefer that the editor format the document for printing
The graphics, charts, or spreadsheet data used in your document, if there is any
If you expect the editor to check the statistical, financial, or mathematical figures in your document
The editor will ask you to submit a portion of your text so that he can prepare a quote for the editorial services you will use. If you think the price quote is reasonable enough, you can now reach an agreement through email.
What is an Economic Recession
What is an economic recession? This occurs when there is a significant decline in the economy which usually lasts for months. This is visible in terms of consumer spending, employment, industrial production, real income and wholesale trade. A technical indicator of this is 2 consecutive quarters of negative growth which is measured by the countrys GDP or gross domestic product.
Experts say that an economic recession is normal because it is part of the business cycle and things usually improve within 16 to 18 months.
During the business cycle, there is a period of recovery, expansion, slowdown and then recession. During recovery, the GDP of a country starts to move up. When the GDP grows robustly, this is the time that it expands. When consumers are not buying that much, this is when you have a slowdown. Because there is weaker demand, you have a recession.
The last economic recession occurred in 2000 and 2001 which featured three quarters of negative growth followed by three positive quarters then five more quarters of sub par growth. Experts say that the same trend will happen right now.
One solution that the government usually does is lower interest rates to help stimulate the economy. Just last year, the Federal government slashed interest rates three times towards the end of the third and fourth quarter year so that overnight loans between banks could be borrowed at 4.25% which happens to be its lowest in the past 2 years.
What makes the economic recession different from what occurred after the Second World War is that this one is caused by falling home values and a crisis of confidence among fixed income investors.
Despite the fact that the country has endured this time and again for over 50 years, there is still no way to predict when it will happen.
Some use the stock market as an indicator. Others use the inverted yield curve which uses yields on a 10 year and three month Treasury securities and the Feds overnight funds rate. The unemployment rate is also another which happens to be one of the things that make up the index of leading indicators.
There are people in the Bush administration who do want to call it an economic recession because this will make people panic but there are others who are brave enough to admit that it is here. Since it is going to be some time before the economy recovers again, everyone is advised to stay calm, save up and look for long term investments worth going into.
Apart from the war in Iraq, the economy is going to be one of the critical issues that both candidates have to address as they are campaigning for the highest post in the land. Whoever wins, they have to find a way to reduce the unemployment rate, help people save their homes and a lot of other things that affect the average American household.
An economic recession lasts months at a time. If it should continue for a much longer period, then this is called a depression which is something that the world and not only the US experienced at the end of the First World War. This lasted for up to 4 years that many hope will never happen again.
What to Watch Out for During Economic Recession
Economic recession may be normal occurrence but it does not mean that it cannot hurt you. In Economics, recession refers to the period in a country’s economy when there is slowing down of progress and rising inflation rates. Like a cycle, a country’s economy is sometimes up and sometimes down. We just dont feel it before because the economy oftentimes bounces back fast. It is only now that recovery seems so slow and damage has become far-reaching with the crashes in the real estate industry as well as to the banking and insurance sectors.
So what makes an economic recession? What do you need to know about it and what is it all about?
1. Rising costs of living
Because of the slowing down of the economy, production will not be as active. This stems from the lesser demand that comes from the consumers. When this happens, prices will rise as there will be lesser products in the market than before. Basic commodities will usually rise especially those that people consider as basic necessities such as food, shelter and home. Oftentimes, what you will normally be able to buy for a specific amount money will not be as many. This is when we say that the value of the money lessened.
2. Job cuts
During recession, many companies will suffer from cash flow problems. Because of the lesser demand, more and more companies will shut down their production lines to cut costs. This leads to cutting off jobs just to make both ends meet. Right now, many companies in the United States have already done job cuts. Although it does not sound good, these companies do not really have a choice as often, they will need to let go of some employees to keep the company running and still employ the others.
3. Expense cuts
Because people do not have much money in their pockets, most of them will be scrimping on their expenses. They will only buy things that they need. Some do this because they want to save their money while others do this because they dont really have a choice, having a much lower income than before. This however contributes to the economic recession as low demand will also lead to low supply which can affect company earnings. When this happens, jobs may become at risk and companies may suffer from financial losses.
4. political turmoil
Although it is not often the case, most countries suffering from economic recession will have political turmoil. This is especially true if the country has not responded to the economic recession well and the situation has ballooned 10 times over. When this happens, people will naturally blame the people in the government and their policies. This is the time when people troop to the streets to protest or they announce their displeasure through surveys on job approval ratings of government officials.
5. Tax cuts
Because of lesser income and less value for your money, the government tries to augment people’s financial problems and also to help companies by giving people more money that they can spend on basic goods. They do this by giving back to their people a portion of their income tax cuts.
In this instance, the government is cutting off the income that they get from people in order to stabilize the economy during economic recession.
What Economic Recession is all About
Economic recession is gripping the United States right now and people just don’t know what to do about it. In truth, economic recession isnt something new anymore. In fact, it has been happening all through out the decades. People don’t just know about it because it has not been as widely publicized as now. This is perhaps because of the ongoing political race between the Republican and the Democrat. And mayhap also because, the country has never experienced such downturn in economy than now, with losses in the real estate, banking and insurance sectors.
Economic recession is actually a term used to refer to the slowing down or downturn of the economy after a period of upturn. You can better picture it with a cycle that often turns. Economy is sometimes rosy and bullish but after a period of progress, it will slow down and become bearish as what they use in the stock market.
The cycle of economy
Often, economic recession is not a problem as the government’s financial sectors have solutions for it. One of the most common is tax cuts where the government gives up a portion of their income and gives it back to the people so that they will have money to buy goods. When consumerism becomes good again, companies who lost a lot of money during the period of downturn and low demand will regain their losses. This will lead to the hiring of new people and increasing their production. More supply in the market will lead to lower prices which will hopefully encourage higher demand for products. Thus, ending the recession.
Easier said than done
It is however easier said than done. Sometimes even with tax cuts, the government cannot balance the economy. This is especially true if the country do not have much budget to augment the situation or if there have been occurrences that are outside their control.
For instance, the problems in the real estate industry and near bankruptcy of a lending firm associated with properties are not exactly brought on alone by economic recession. Problems in the company way way back have contributed to its losses, only aggravated by the current economic situation. The same goes with the problems two major banks in the United States is experiencing right now and also the losses that are beginning to show from the portfolio of a multinational insurance and financial firm.
All these are not all the fault of economic recession. However, what is happening to their company is made much worse by the economic downturn as people will not spend as much. Because of the hard times, some will not also be able to pay their loans or pay off their mortgages like before. If a company has a solid money background, it will not matter as its assets can absorb the losses. Unfortunately, if a company is already suffering from problems even before economic recession can make it bankrupt.
Although economic recession is basically something that happens to a country, individuals are affected not only in the country where it is happening but also worldwide. This is especially true if the company has interest worldwide or the currency is being used all over the world. There is however not much that people can do except take a calming breath and just take one day at a time, hoping it will all come to an end soon.
Economic Recession: What You Should do to Prevail
Economic recession, when you consult the books, is actually pretty common. Economy like everything else in life is a cycle. There are ups and there are downs. After enjoying fruitful years in the past, this is United State’s time under the wheel. Unfortunately, what is different from this year’s economic recession is the fact that it is much worse than the recession times of previous years. This is perhaps brought on by companies that are not performing well and the rising rates of foreclosures in the real estate industry.
But like everything else, dealing with economic recession is easier than it seems especially if you do have a steady income that you can rely on. The only secret to dealing with the economic recession is to save up. Here are some of the things that you can do to better deal with economic recession.
1. Dont waste
Although this should be done whether there is economic recession or not, learning to save whatever you can is a crucial part in surviving these hard times. And what is more, it is so easy to do. You only have to remember to only use and buy things that you feel you can use. You can start with telling your kids to only put food that they can eat on their plates. If they finish them off, then they can get a second helping. You should also tell them that they should clean their plates all the time because food is expensive. This is a great thing to teach your children as this will allow them to learn how to live during tight times.
2. Plan and organize your life
Planning can save you a lot of money, energy and gas. In fact when you organize your schedule, you will see how you are less stressed out about things. Your activities and errands will flow more smoothly and things will be easier to do. For instance, when buying food it is good to have a list of items that you will be buying. This list of course will depend upon the meal schedule that you have already prepared for the family. That way, you already know how much you will have to purchase. No wastage. No leftovers. This saves time and money.
Another area that planning can have a benefit in is in saving gas. When you have mapped out your activities for the day, you can plan where to go first and then the next. This way, you don’t have to go back to the same way you traveled or go on a separate trip just because you forgot to take the clothes to the cleaners or you forgot to go to the grocery store.
3. Take advantage of discounts
Because there isn’t much people buying stuff, a lot of stores are constantly devising ways to get customers in. Take advantage of special promos and discounts.
4. Save money
During an economic recession, you won’t have any idea what will happen. The best thing you can do is to prepare for any eventualities and hope that you will not suddenly lose your job or suffer from the effects of the recession. To be sure, it is good to save money in the bank. Cut back on expenses that are not important.
That way, you can save enough for the future so that you will have something to use just in case.
Economic Recession and What it Can do to You
A country’s economy operates in a cycle. Sometimes you are up and sometimes you are down below. An economic recession is the low part of that cycle. People do not notice that it is happening before because government was swift to act on it and its policies and clout were able to stabilize the country’s economy before much damage is done. However, recently, the efforts of the government and their policies were not enough to stop the downward spiral of the country’s economy.
With rising costs in oil affecting the prices of basic commodities, people are scrimping on their purchases. This has affected companies leading to job losses and financial problems. The real estate industry has also crashed leaving many foreclosed properties because people just can’t afford to pay the monthly premium anymore. The same goes with the banking and insurance sectors who are also feeling the heat of the economic recession.
But what is it really about? How can economic recession affect our daily lives and how is the government responding to it. Here are some of the things that you should know about recession and the things that it can do to you if you don’t watch out.
1. It can make you lose your job
Economic recession is a period known for job cuts. When demand for products lessened and companies lose their money, the only way they can survive is to cut jobs. And this they cab justify as there will also be reduction in production. If you are one of the unlucky few who are working for a company experiencing such losses, you may stand to lose your job.
To prepare for this eventuality, try to check the background of your company. Listen to the office grapevine about potential losses. Usually, you will know if a company is losing money. If you feel that your company is losing money, make a back up plan just in case you lose your job. This is especially true if you are working in the assembly line or in the production line.
2. It can make life harder
Prices will often be high during an economic recession. This is because fewer supply of products will cause a rise in the prices. Although government will try to balance the situation out by introducing tax cuts, this may not help the situation especially if there have been many job losses.
Besides this, outlook in life will also be more pessimistic and sadder. People will try to scrimp on their expenses, no longer going for their usual entertainment. Although, there has been a study that movie tickets sales go up during recession. This is perhaps because people want to forget their problems for a while and just enjoy the world of the make believe.
3. It is not forever
One hopeful thing that people can look forward to is the fact that economic recession is not forever. As mentioned before, recession is a cycle and when you are down, the only way you can go is up. That is why, for the meantime the goal during these trying times is to ride the waves and survive. There is no need to panic or to worry about the future. You’ll see, everything will right itself.
What You Should Know About Business Credit Card Debt Consolidation
What You Should Know About Business Credit Card Debt Consolidation
In a lot of small enterprises, owning business credit cards can be very practical. They do not only become a handy source for finances, they can also provide the company with a more organized flow of finances as well as many additional advantages. But as helpful as these credits can be, they can also very easily become mismanaged and could lead the company to face serious financial debts.
Often, people who find themselves buried with too much debt are those who have two or more business credit cards and have remaining balances on all of them. In situations such as these and even before you find yourself with such credit problems; it is best to seek debt consolidation help for your business credit.
What Is Debt Consolidation and What Methods Can I Take?
Firms that specialize on assisting you and your business to get out of mounting debts do debt consolidation. What usually happens is that they take two or three credit cards that have outstanding balances on them and consolidates or combines them into one. This way, your monthly payments are lowered and they become easier for you to pay. At the same time, most debt consolidation programs would temporarily close (but not inactivate) your credit accounts to prevent the company from further accumulating debt.
But hiring a company to assist you in a debt consolidation program is only one option. You may also choose to consolidate the companys debts yourself by getting credit cards offering 0% of interest rates for balance transfers.
This allows you to transfer balances from your previous credit card to pay off for your debt, while enjoying much lower rates by foregoing interests. However, with this, you must be careful to choose a credit card that does not charge you interest for a short period of time and that you are able to pay off all your debts before interests start being charged again.
Business debt consolidation loans are also another way to help your company get out of debt. You can save your company a lot of money by taking on a loan to pay off all your existing credit card balances, and paying off the loan after.
What Are Other Things I Should Consider?
Debt consolidation provides you with so much opportunity to fix your companys financial problems, but before you decide on any method or sign up with firms for this process, take not of some things that you must consider.
Remember that a lot of existing debt consolidation firms as well as lenders for consolidation loans would still charge you a certain interest. And the longer it will take you to pay them, the higher your interest goes which means that this is no cause for you to be sluggish in transacting your payments. Also be very wary of the types of agreements that you sign up with, and make sure that you are really paying for your own debt and not just for the profit of the consolidation company.
Consolidating debts that your business credit cards have managed to accumulate is one very good way to get you and your company from getting stuck in the hole of financial troubles. This may temporarily decrease your credit score, but once you have paid off all your debts then it will just gradually improve.
Just remember to be wary with what methods to choose in doing so, and remember to make timely payments so as to prevent balances and interests from escalating.
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