Here’s to the future!
Update: I am moving all of the WSO’s ads to WSO Update .com .
New: I have started my own Flipping Website for people to sell off their domain names and websites. It is called Flipping Source .com. Free listings and totally auction style. Even has Escrow.
Hello fellow marketers and internet entrepeneurs. Welcome to Marketing Info here .com. Be sure and keep on scrolling down for more new posts! Get the rss feed and get news automatically.
NEW. I am adding links of places that you can advertise at for free – if even for a little while. I also am in the process of adding an ad site and a safelist site as part of the website. At they least they will require free membership here to access the links. You will NOT be automatically signed up for them. You will need to sign up for them yourself.
Look for the Advertising tab at the top or side and look in there for more information.
There are 3 ways to get downloads here. The free membership and the monthly paid membership and now the new $1 page. There is also the ‘Weekly Gift’ page. To get signed up for the free membership look to the right of the page and just register.
To join as a paying member go to the ‘products’ page and sign up there. The products are ready to download on the ‘free’ page. The paid page is also ready and working. The $1 page also has lots of downloads in it.
Happy whatever is the next holiday!
For your information and safety: I am checking these items for viruses, trojans, and any other things that I can. All of the programs have been checked using Avast! antivirus. This does not mean that some things will not still get through as new viruses are being created all the time and they are not yet listed with the anti-virus software makers. My advice is to recheck everything.
These items are almost all third party items and there are more and more people who are adding spyware of some sort to these programs. I do not resort to things like this.
Benefits of Using Editorial Services to Improve Your Written Work
After you write your document, the next thing you have to do is to proofread your work. That way, you can be sure that your work is not filled with errors that prevent you from sending your message across to your intended readers. However, you cannot always rely on yourself to spot all the lapses in your document. Chances are, your eyes have gotten used to your writing, and you will surely miss several errors. And you cannot afford to publish or submit an error-filled written material, especially if it is a major paper for school, an important business document, or a novel. To be sure that your written work looks professional and can be understood by all readers, it is best to use editorial services that will improve the copys quality.
You can gain many benefits from hiring an editor to check your work. First, you get an experts opinion on how to improve your manuscript. Editing services usually include an editors analysis or critique of your work, which states what needs to be adjusted, added, or removed from your document. Second, you get fast results, typically within one or two business days. As a result, you can save time to complete your other tasks.
The greatest thing about having your work checked and edited by an editing firm or a freelance editor is that you can rest assured that your work is clean, clear, concise, and readable enough. In particular, an editor helps you improve the quality of your work by doing the following:
Ensure that sentences are grammatically correct
Organize thoughts to make sure that the sentences are coherent
Fix transitions to make sure that the sentences flow smoothly
Remove redundant and unnecessary words or sentences to ensure brevity
Check for jumps in logic and inaccuracy of facts
Enhance word choice and sentence structure for clarity of thought
Correct formatting and style inconsistencies
Checking the copy for jargons, slang, sexist language, etc.
Ensuring that all cited references in the manuscript are added to the bibliography
Many editing services also offer ghostwriting services for those who are constrained by time to write their own work.
The only drawback of hiring an editor is that you may have to pay more if the editing firm offers fast response times. Editing services may cost you a few bucks, but the amount you spend is nothing compared to the disaster that would happen once you find out that your work reeks of grammatical errors and confusing statements. Simply put, you may have to spend more money for a book or a printed thesis that is inferior in quality.
Many editorial services offer editing and proofreading services for a wide array of writing projects such as books, magazines, newsletters, brochures, college essays, among others. To find the best editing firm or freelance editor for your writing project, do a background research online, read feedback and testimonials made by customers, and ask around for recommendations.
If you are a freelance editor, you may target providing basic editorial services like copyediting, line editing, and proofreading. There are clients who require more. That is because many manuscripts may require more work. For such kinds of editing work, authors, publishers, and other clients turn to the more experienced and well-seasoned editors who are very familiar about the industry and the entire genre. Advanced freelance editorial services are necessary to make copies more marketable and publishable.
If you are a seasoned editor, you may offer advanced freelance editorial services. Of course, you may charge higher rates for rendering the following important services.
This kind of editorial service is usually required by publishing firms. The acquisitions editor should be well educated and trained to cope with the market or industry where he or she would be working. It is important for such a professional to constantly get updates about marketing news, data, and even printed works of competitors. This editor is also responsible for finding publishable materials that could be logically and obviously accepted and patronized in the market. Other responsibilities include reviewing submissions, signing new authors, and recommending several other editorial services in preparation for any publication.
In general, developmental editing involves evaluation of manuscripts for possible broader inconsistencies. This kind of editor is tasked to closely examine a copys content, level of detail, organization, style, and tone. The editing task includes deleting and flagging text that is found to be inaccurate or inappropriate. He should also identify gaps in the content and eventually fill up those gaps. Developmental editors should also move sentences as well as paragraphs in copies to improve overall organization and flow of ideas. There is also the task to rewrite portions of the content of a manuscript for consistency and then recommend other ways to improve readability and effectiveness.
Have you heard of a ghostwriter? Ghostwriting is one of the most popular advanced editorial services provided by freelance editors. The ghostwriter is tasked to write a copy on behalf of an author. He should use the authors research or original draft to make an article for different purposes. In the end, all the rights to the written piece would be held exclusively by the author instead of the ghostwriter. This is more of a writing task (instead of editing) but it is usually considered as among the advanced freelance editorial services.
Of all the freelance editorial services rendered by independent editors, this one is the easiest. Fact checking does not require changing any part of a manuscript. It only involves verification of the accuracy of the manuscripts content before it gets printed. Publishers consider this a very important service specifically for publishing periodicals and nonfictional books. In most cases, publishers consider fact checking as an entry-level service. However, fact checkers who work for large publishing firms are truly paid well. Even freelance fact checkers are compensated attractively. No wonder, many editors openly offer this service to their clients.
What is an economic recession? This occurs when there is a significant decline in the economy which usually lasts for months. This is visible in terms of consumer spending, employment, industrial production, real income and wholesale trade. A technical indicator of this is 2 consecutive quarters of negative growth which is measured by the countrys GDP or gross domestic product.
Experts say that an economic recession is normal because it is part of the business cycle and things usually improve within 16 to 18 months.
During the business cycle, there is a period of recovery, expansion, slowdown and then recession. During recovery, the GDP of a country starts to move up. When the GDP grows robustly, this is the time that it expands. When consumers are not buying that much, this is when you have a slowdown. Because there is weaker demand, you have a recession.
The last economic recession occurred in 2000 and 2001 which featured three quarters of negative growth followed by three positive quarters then five more quarters of sub par growth. Experts say that the same trend will happen right now.
One solution that the government usually does is lower interest rates to help stimulate the economy. Just last year, the Federal government slashed interest rates three times towards the end of the third and fourth quarter year so that overnight loans between banks could be borrowed at 4.25% which happens to be its lowest in the past 2 years.
What makes the economic recession different from what occurred after the Second World War is that this one is caused by falling home values and a crisis of confidence among fixed income investors.
Despite the fact that the country has endured this time and again for over 50 years, there is still no way to predict when it will happen.
Some use the stock market as an indicator. Others use the inverted yield curve which uses yields on a 10 year and three month Treasury securities and the Feds overnight funds rate. The unemployment rate is also another which happens to be one of the things that make up the index of leading indicators.
There are people in the Bush administration who do want to call it an economic recession because this will make people panic but there are others who are brave enough to admit that it is here. Since it is going to be some time before the economy recovers again, everyone is advised to stay calm, save up and look for long term investments worth going into.
Apart from the war in Iraq, the economy is going to be one of the critical issues that both candidates have to address as they are campaigning for the highest post in the land. Whoever wins, they have to find a way to reduce the unemployment rate, help people save their homes and a lot of other things that affect the average American household.
An economic recession lasts months at a time. If it should continue for a much longer period, then this is called a depression which is something that the world and not only the US experienced at the end of the First World War. This lasted for up to 4 years that many hope will never happen again.
Economic recession may be normal occurrence but it does not mean that it cannot hurt you. In Economics, recession refers to the period in a country’s economy when there is slowing down of progress and rising inflation rates. Like a cycle, a country’s economy is sometimes up and sometimes down. We just dont feel it before because the economy oftentimes bounces back fast. It is only now that recovery seems so slow and damage has become far-reaching with the crashes in the real estate industry as well as to the banking and insurance sectors.
So what makes an economic recession? What do you need to know about it and what is it all about?
1. Rising costs of living
Because of the slowing down of the economy, production will not be as active. This stems from the lesser demand that comes from the consumers. When this happens, prices will rise as there will be lesser products in the market than before. Basic commodities will usually rise especially those that people consider as basic necessities such as food, shelter and home. Oftentimes, what you will normally be able to buy for a specific amount money will not be as many. This is when we say that the value of the money lessened.
2. Job cuts
During recession, many companies will suffer from cash flow problems. Because of the lesser demand, more and more companies will shut down their production lines to cut costs. This leads to cutting off jobs just to make both ends meet. Right now, many companies in the United States have already done job cuts. Although it does not sound good, these companies do not really have a choice as often, they will need to let go of some employees to keep the company running and still employ the others.
3. Expense cuts
Because people do not have much money in their pockets, most of them will be scrimping on their expenses. They will only buy things that they need. Some do this because they want to save their money while others do this because they dont really have a choice, having a much lower income than before. This however contributes to the economic recession as low demand will also lead to low supply which can affect company earnings. When this happens, jobs may become at risk and companies may suffer from financial losses.
4. political turmoil
Although it is not often the case, most countries suffering from economic recession will have political turmoil. This is especially true if the country has not responded to the economic recession well and the situation has ballooned 10 times over. When this happens, people will naturally blame the people in the government and their policies. This is the time when people troop to the streets to protest or they announce their displeasure through surveys on job approval ratings of government officials.
5. Tax cuts
Because of lesser income and less value for your money, the government tries to augment people’s financial problems and also to help companies by giving people more money that they can spend on basic goods. They do this by giving back to their people a portion of their income tax cuts.
In this instance, the government is cutting off the income that they get from people in order to stabilize the economy during economic recession.
Economic recession is gripping the United States right now and people just don’t know what to do about it. In truth, economic recession isnt something new anymore. In fact, it has been happening all through out the decades. People don’t just know about it because it has not been as widely publicized as now. This is perhaps because of the ongoing political race between the Republican and the Democrat. And mayhap also because, the country has never experienced such downturn in economy than now, with losses in the real estate, banking and insurance sectors.
Economic recession is actually a term used to refer to the slowing down or downturn of the economy after a period of upturn. You can better picture it with a cycle that often turns. Economy is sometimes rosy and bullish but after a period of progress, it will slow down and become bearish as what they use in the stock market.
The cycle of economy
Often, economic recession is not a problem as the government’s financial sectors have solutions for it. One of the most common is tax cuts where the government gives up a portion of their income and gives it back to the people so that they will have money to buy goods. When consumerism becomes good again, companies who lost a lot of money during the period of downturn and low demand will regain their losses. This will lead to the hiring of new people and increasing their production. More supply in the market will lead to lower prices which will hopefully encourage higher demand for products. Thus, ending the recession.
Easier said than done
It is however easier said than done. Sometimes even with tax cuts, the government cannot balance the economy. This is especially true if the country do not have much budget to augment the situation or if there have been occurrences that are outside their control.
For instance, the problems in the real estate industry and near bankruptcy of a lending firm associated with properties are not exactly brought on alone by economic recession. Problems in the company way way back have contributed to its losses, only aggravated by the current economic situation. The same goes with the problems two major banks in the United States is experiencing right now and also the losses that are beginning to show from the portfolio of a multinational insurance and financial firm.
All these are not all the fault of economic recession. However, what is happening to their company is made much worse by the economic downturn as people will not spend as much. Because of the hard times, some will not also be able to pay their loans or pay off their mortgages like before. If a company has a solid money background, it will not matter as its assets can absorb the losses. Unfortunately, if a company is already suffering from problems even before economic recession can make it bankrupt.
Although economic recession is basically something that happens to a country, individuals are affected not only in the country where it is happening but also worldwide. This is especially true if the company has interest worldwide or the currency is being used all over the world. There is however not much that people can do except take a calming breath and just take one day at a time, hoping it will all come to an end soon.
Economic recession is taking its toll. A lot of Americans right now are feeling the heat of the tight times as more and more people are losing their jobs and losing their homes. High prices of gas and basic commodities are also making it harder for American families to survive without additional income.
During these times, people are thinking of ways on how to save up. This is especially true with families that support one or two or more children. Between feeding them and sending them all to school, these families will surely have to scrimp on some areas in order to survive.
But parents should not be the only ones who should be scrimping. When it comes to saving money during economic recession, their children can also play important roles. In fact, they can use these tight times to teach them children about saving for the future and saving money. This will help them deal with tighter times in the future should they experience it when they have families of their own. Below are some of the ways that you can teach your children about saving up.
1. Explain to them
You may not realize it but kids do know what is going on and when you explain the situation to them clearly and with examples that they can relate to, they will be able to understand you. Some will even help out on their own volition without you telling them what they have to do.
Telling them why they should do something is more effective than telling them outright what they should do. The latter will sometimes antagonize them or will cause them to rebel as they feel that you are ordering them about without any reason. Kids, as you well know, do not want to be bossed about.
2. Give them piggy banks.
Having coin banks may seem outdated in this digital age but it is nevertheless still effective in teaching kids how to save up. Tell them that saving up will allow them to have some money should they need to buy something that they want. A portion of their lunch money, for instance a quarter or two, is a good way to start.
Of course, do not discourage them to buy food when they need to eat but tell them though that if they are not hungry, they can save the money so that they can use more for the next day.
3. Get what they need
Controlling what they put on their plates during dinner will help control the urge to get more than they can use. Ask them to clean their plates every time. That way, they will only get the food that they will be able to eat. This will teach them about saving and buying only the things that they need. This is a great training in the future so that they will not grow up with maxed out credit cards, buying things that they do not really need in the first place.
4. Being a role model
Face it. Whatever your child does is only a reflection of what you yourself are doing at home. So if you want the kids to start saving up, make sure that you are also doing your part in saving in this times of economic recession.
Economic recession and depressions are well known to bring about depression and suicidal risks. There are stories of businessmen jumping out of windows following the stock-market crash of 1929.
Unknown to many, people who commits suicide in the wake of economic recessions and financial crises are not individuals with pre-existing mental illnesses. They are commonly middle-aged men in the verge of debt and bankruptcy.
About sixty percent of suicides in 2006 (worldwide) happen in the Asia Pacific region. In Japan, Sri Lanka, and some parts of China report that more than 20 out of 100,000 citizens kill themselves each year. More than twice as many in Australia and New Zealand.
It is also relatively higher in places where it is culturally accepted like in Japan and India. When several countries in Asia- Pacific were hit by an economic crisis in mid- 1990s, there was a relative increase in the number of suicides among middle-aged men. This group were said to be the most affected group by the economic recession.
Aside from economic factors being a reason for suicide, it also has to do something with the Asian values in terms of shame and humiliation not being able to provide for the family.
In Asian culture, loss of face or shame is take more seriously than it is in Western culture. In Japan, there are samurais that took their own lives to avoid disgrace after a defeat. They call this tradition hara-kiri. There are some corporate executives who have done the hara-kiri tradition in the eve of an economic decline. A stretch of forest in Mount Fuji is called the suicide forest due to dozens of bodies retrieved from it every year.
Economic recession has great effects on the youth and children, poverty and financial difficulties have pushed them towards suicide. In Israel in 2003, a 15 year old killed himself when their electricity has been cut. In the suicide note, the teen-ager mentioned that he does not want to be a burden for his mother who raised him as a single parent.
In the Philippines back in 2007, an 11 year old girl ended her life because of poverty. In her suicide note, she wished that her parents will have a stable job and that her siblings would be able to go to school regularly. This incident drew attention towards the poverty programs the government has in the country.
Governments and concerned institutions globally are taking steps to address this issue.
An example would be the steps being undertaken by the Japanese government. Some new measures are changing work patterns to allow more flexibility and funding early detection and treatment programs.
The Japanese government are also providing better mental health counselling at the workplace, networks of community psychiatrists and public campaigns to raise the awareness of the problem. Telephone hot line services are also readily available. There is a new software being developed to filter out websites that promote group suicides.
Australia, in Asia-Pacific, is the first country to initiate the prevention of web based suicide groups.
Aside from government efforts, there are personal ways you can do to help a suicidal person:
1. A suicidal person is carrying a burden that they cant handle anymore. Listening is important.
2. Be sympathetic, non- judgemental, patient, calm and understanding.
3. Avoid trying to offer quick solutions by belittling the persons feelings.
4. Dealing with a suicide threat is stressful. Seek assistance o decompress afterwards.
5. If personal efforts fails, dont blame yourself. It is the persons choice. It is wise to ask for grief counselling and suicide survivor support groups.
An economic recession is defined by a negative growth in gross domestic product for two consecutive quarters. In other words, the gross domestic products are decreasing in production. Recession is a national or world even regional event.
Economic recession lasts from six months until a year or two, which could be the worst time frame for a recession. Based on the experience of the United States with its last three recessions, the labor- market recession would last between three to four years. (Schmitt and Baker, 2008) with the actual recession only happening for more than a year and a half. The effects of a recession could be felt longer than the actual span of the recession itself.
There are several telltale signs that a nation or region is experiencing economic recession. MarketWatch lists seven things to watch out for to be full-warned for an economic recession event.
Accoding to MarketWatch, it is important to look at the increase of interest rates in the credit market. Lenders are tightening lending policies because of market troubles. Companies not making any profits is another sign of a recession.
Skyrocketing oil prices are also indicators of a recession. Oil prices have big effect on the economy, especially if the economy is experiencing little growth. Oil is not the only one increasing their prices. Prices of essential commodities are
also increasing. But the stocks and property prices are going down but nobody is purchasing them.
Housing problems and foreclosures are also clear indicators. Foreclosures happen when people and consumers are unable to pay mortgage and finance homes. Borrowers are failing to pay back loans for homes, vehicles, businesses and credit cards. Even banks and credit unions are missing out payments for their financial obligations due to borrowers unable to repay their loans.
There is also a relative increase of people truing to pay their bills with credit cards. Credit card purchase is increasing. This means that people are having problems paying cash. Using credit card to pay for loans despite excessive interest rate shows desperation.
Consumer spending or making sure that the money from the consumers return to the economy is also something to check. Government intervention in economic crisis resulting to fruitless efforts can also be a warning.
There is also a relative increase of unemployed people. During an event of a recession, companies tend to release workers due to low production demand. Low production demand means lesser income for the company owners. Companies and firms are then obliged to release employees to reach the target income. For the last seven years, unemployment has been rising steadfast in the United States. Overall employment, which is still high is historical terms, is declining since the start of 2008.
So how can ordinary people foresee recession?
AOL listed some interesting real life indicators that we are experiencing economic recession. People are stealing not only the whole car but different car parts from vehicles in parking lots. An example is a catalytic converter, which helps the cars emissions. Meanwhile, inside retail stores, lesser people are shopping for merchandises. They are now opting for wholesale store membership.
Personal and family affairs, like weddings, are also being regulated in terms of guests and food. While corporations are cutting back on country club memberships and out of town travels.
Car companies are having difficulties getting buyers even with lots of incentives. Suddenly, the most popular restaurants in town does not have any waiting list at all. Small and local business are closing because they cant keep up with the expenditure.
There can be countless ways of figuring out if a nation is suffering from a setback like an economic recession. But if these signs can be immediately detected and can give us a hint on our economic and financial future, then we should be better learn how to read the signs. Or we might not have the future.
Your business will surely be affected during an economic recession. If you dont find ways to make it ride out the storm, chances are you will have to file for bankruptcy and close. Fortunately, there are things you can do to keep it afloat.
Remember that the heart of every business is customer service. If you give special treatment to your customers, these people will leave feeling satisfied and always come back. This is something that your employees must understand because if they dont, these individuals will be the first one to go since you have to cut back on your expenses.
One way of doing that is to reeducate your employees. You can hold seminars on customer service or simply give them a refresher course of the products and services that you are offering because this will impress the customer the moment they walk in through the door.
You should also motivate them because good morale always achieves positive results. Being the owner of the business, you should lead by example by rendering longer hours at work. If they see you are doing whatever it takes to stay afloat, they will do the same because again, their jobs are on the line and they could be dismissed if things get worse.
Most businesses think that letting people go is always the first option. You dont have to make the same mistake when these reductions can be made elsewhere as long as quality is not compromised. If you have to buy things, see if you can get longer credit periods or better rates so large expenses can become smaller ones making it easy to manage.
It is always nice to have customers pay in cash but during an economic recession, that is hard for the consumer so if you dont use a credit card machine yet, now will be a good time to get one. Studies have shown that more people will be able to buy from you using a credit card especially during a time of financial downturn.
The objective of any business is to make money so part of surviving an economic recession will be also to lower your profit margins. By informing your customers of this move, they will be able to buy more at a very reasonable price. You can raise prices again when things get better since such a crisis is only temporary.
Instead of relying on people coming through your door, you can also look at other ways to promote your business. One of the most affordable ones to date is the internet so create your own website. If you cant do this on your own, hire someone to do it and then make sure that is it both attractive and interactive.
Other businesses are also feeling the crunch and they are also doing their best to stay afloat. Ask around what they are doing and share the same information as well so you will have other ideas and options when the ones you have right now are not working.
We are not yet out of the woods in the recent economic recession. A lot of people are still losing their jobs and their homes, which is why it is important for you to take the steps mentioned rather than doing nothing and hoping for a miracle.
An economic slowdown can happen at any time so you should be prepared for it. Here a few tips so you dont get caught with your pants down until things get better.
1. If you are in debt, get out as quickly as possible. If you need help, see if you can consult with a financial adviser who can help set your budget for you.
2. You should also switch your bills to cheaper services. This includes electricity, gas, mobile phone, television broadband packages, insurance and maybe even your bank account.
3. There should also be cuts in daily spending. If you buy a lot in the grocery, see to it that you finish whatever there is first before you decide to replenish it. If there are items in promo, buy them instead of what you buy usually because they could be just as good or even better than what you are used to getting.
4. See if you can get free samples. This may sound silly but you are sure to find a few every time you visit the grocery. You can also cut out some vouchers in magazines and then redeem it on your next visit.
5. For those who go to work, instead of going out and having lunch, make it at home then bring it with you to the office. This includes coffee which you can put in a flask if there isnt any being offered.
6. You should also conserve on energy by lowering your electricity bills and fuel costs. Perhaps you can ask your boss if you can work at home two or three times a week. If this is not possible, see if you can carpool with someone from the office.
7. If you own a large vehicle, perhaps it is time to sell it or trade it in for a smaller one because of better mileage.
8. As for your electricity, see if you can change your light bulbs to those with lower wattage. Perhaps you can also put your heater down by one degree, reinsulated the place or stop drafts coming from the windows and doors.
9. Reducing your expenses are not the only ways to survive an economic recession. You can also make money by selling some stuff in a garage sale or renting out a spare room if there is someone out there who needs a place to stay.
10. If you work in an industry that gets badly hit when cash is tight, perhaps it is time to switch to another career that is more stable.
11. Since that will take some time and you will have to go to school for awhile, you can also engage in some other business on the side like bake cookies or sell some of your vegetables in your garden. Everyone has a niche so you just have to know what it is.
12. The last thing you can do to survive an economic recession is to take advantage of the situation. If you have the money, invest in long term investments so you can sell it when the economy has improved.
An economic recession is a fact of life and this often lasts for months, which is why it is better to be prepared. You should remember that your ability to stay financially stable is the only way you can deal with a potential loss of income and also inflated prices.